银联支付接口+支付宝接口统一支付功能

这个demo发出来已经比较久了，后面发现陆续还有同学找到我，我这里说下现在的情况。
这个接口中的银联支付接口实际也是走的支付宝接口，不需要单独申请银联了。但是！支付宝的这个接口已经下架了，以前已经接入的此接口还可以照常使用，新接入的不能再使用银联接口。这个demo发出来已经比较久了，后面发现陆续还有同学找到我，我这里说下现在的情况。
这个接口中的银联实际也是走的支付宝接口，不需要单独申请银联了。但是！支付宝的这个接口已经下架了，以前已经接入的此接口还可以照常使用，新接入的不能再使用银联接口。也就是说本demo可能已经失效（主要是银联那部分，纯支付宝的不知道还能不能用，现在没测试），大家作为学习研究吧~
===================
这个model将支付宝和银行支付统一到一起，摆脱了对SDK的依赖，我尽量封在了
PayAction：

<?php
class PayAction extends Action{
//支付跳转
function do_pay(){
//构造参数
$payment = array(
'money'=>12,
'deal_name'=>'充值',
//支付银行，对应银行ID我在后面贴出来
'bank_id'=>'',
'notice_sn'=>'20140920123456',
);
echo D('Payment')->get_payment_code($payment);
}
//支付结果同步回调
function response(){
$request = $_GET;
unset($request['_URL_']);
$pay_res = D('Payment')->notify($request);
if($pay_res['status']){
//支付成功业务逻辑
}else{
$this->error('支付失败');
}
}
//支付结果异步回调
function notify(){
$request = $_POST;
$pay_res = D('Payment')->notify($request);
if($pay_res['status']){
//支付成功业务逻辑
echo 'success';
}else{
echo 'fail';
}
}
}
//银行ID
$bank_id = array(
'ICBCB2C' => '中国工商银行',
'CMB' => '招商银行',
'CCB' => '中国建设银行',
'ABC' => '中国农业银行',
'SPDB' => '上海浦东发展银行',
'SDB' => '深圳发展银行',
'CIB' => '兴业银行',
'BJBANK' => '北京银行',
'CEBBANK' => '中国光大银行',
'CMBC' => '中国民生银行',
'CITIC' => '中信银行',
'GDB' => '广东发展银行',
'SPABANK' => '平安银行',
'BOCB2C' => '中国银行',
'COMM' => '交通银行',
'ALIPAY' => '支付宝',
);
?>

复制代码

出现调试错误一般是参数传错了
1、配置model里面的config，model里其他东西根本不用看
2、构造请求参数$payment
money、deal_name和订单号notice_sn是你随便给的，bank_id在页面用 radio传过来的其值是我给的那些银行ID，比如工行就是ICBCB2C

PaymentModel：

<?php
class PaymentModel extends Model{
private $config;
function _initialize(){
$this->config = array(
'alipay_partner'=>C('ALIPAY_PARTNER'),
'alipay_account'=>C('ALIPAY_ACCOUNT'),
'alipay_key'=>C('ALIPAY_KEY'),
'return_url' => 'http://'.HOST_NAME.U('Pay/response'),
'notify_url' => 'http://'.HOST_NAME.U('Pay/notify'),
);
}
function get_payment_code($form){
$link = $form['bank_id'] == 'ALIPAY' ? $this->alipay_link($form) : $this->bank_link($form);
return $link;
}
// 银联接连
function bank_link($form){
$payment_notice = array(
'money'=>$form['money'],
'deal_name'=>$form['order_name'],
'bank_id'=>$form['bank_id'],
'notice_sn'=>$form['order_sn'],
);
$money = round($payment_notice['money'],2);
$payment_info = $this->config;
$subject = $payment_notice['deal_name'];
$data_return_url = $payment_info['return_url'];
$data_notify_url = $payment_info['notify_url'];
$service = 'create_direct_pay_by_user';
/* 银行类型 */
$bank_type = $payment_notice['bank_id'];
$parameter = array(
'service' => $service,
'partner' => $payment_info['alipay_partner'],
//'partner' => ALIPAY_ID,
'_input_charset' => 'utf-8',
'notify_url' => $data_notify_url,
'return_url' => $data_return_url,
/* 业务参数 */
'subject' => $subject,
'out_trade_no' => $payment_notice['notice_sn'],
'price' => $money,
'quantity' => 1,
'payment_type' => 1,
/* 物流参数 */
'logistics_type' => 'EXPRESS',
'logistics_fee' => 0,
'logistics_payment' => 'BUYER_PAY_AFTER_RECEIVE',
'extend_param' => 'changjianghu',
/* 买卖双方信息 */
'seller_email' => $payment_info['alipay_account'],
'defaultbank' => $bank_type,
'payment' => 'bankPay'
);
$parameter = $this->argSort($parameter);
$param = '';
$sign = '';
foreach ($parameter AS $key => $val){
$param .= "$key=" .urlencode($val). "&";
$sign .= "$key=$val&";
}
$param = substr($param, 0, -1);
$sign = substr($sign, 0, -1). $payment_info['alipay_key'];
$sign_md5 = md5($sign);
$payLinks = '<form target="_blank" action="https://www.alipay.com/cooperate/gateway.do?'.$param. '&sign='.$sign_md5.'&sign_type=MD5" id="jumplink" method="post">正在连接支付接口...</form>';
$payLinks.='<script type="text/javascript">document.getElementById("jumplink").submit();</script>';
return $payLinks;
}
// 支付宝链接
function alipay_link($form){
$payment_notice = array(
'money'=>$form['money'],
'deal_name'=>$form['order_name'],
'bank_id'=>$form['bank_id'],
'notice_sn'=>$form['order_sn'],
);
$money = round($payment_notice['money'],2);
$payment_info = $this->config;
$subject = $payment_notice['deal_name'];
$data_return_url = $payment_info['return_url'];
$data_notify_url = $payment_info['notify_url'];
$parameter = array(
'service' => 'create_direct_pay_by_user',
'partner' => $payment_info['alipay_partner'],
//'partner' => ALIPAY_ID,
'_input_charset' => 'utf-8',
'notify_url' => $data_notify_url,
'return_url' => $data_return_url,
/* 业务参数 */
'subject' => $subject,
'out_trade_no' => $payment_notice['notice_sn'],
'price' => $money,
'quantity' => 1,
'payment_type' => 1,
/* 物流参数 */
'logistics_type' => 'EXPRESS',
'logistics_fee' => 0,
'logistics_payment' => 'BUYER_PAY_AFTER_RECEIVE',
'extend_param' => 'changjianghu',
/* 买卖双方信息 */
'seller_email' => $payment_info['alipay_account']
);
// print_r($parameter);exit;
$parameter = $this->argSort($parameter);
$param = '';
$sign = '';
foreach ($parameter AS $key => $val)
{
$param .= "$key=" .urlencode($val). "&";
$sign .= "$key=$val&";
}
$param = substr($param, 0, -1);
$sign = substr($sign, 0, -1). $payment_info['alipay_key'];
$sign_md5 = md5($sign);
$payLinks = '<form action="https://www.alipay.com/cooperate/gateway.do?'.$param. '&sign='.$sign_md5.'&sign_type=MD5" id="jumplink" method="post">正在连接支付接口...</form>';
$payLinks.='<script type="text/javascript">document.getElementById("jumplink").submit();</script>';
return $payLinks;
}
/*结果*/
function notify($request){
$return_res = array(
'info'=>'',
'status'=>false,
);
$payment = $this->config;
$request = $this->argSort($request);
/* 检查数字签名是否正确 */
$isSign = $this->getSignVeryfy($request);
if (!$isSign){//签名验证失败
$return_res['info'] = '签名验证失败';
return $return_res;
}
if ($request['trade_status'] == 'TRADE_SUCCESS' || $request['trade_status'] == 'TRADE_FINISHED' || $request['trade_status'] == 'WAIT_SELLER_SEND_GOODS' || $request['trade_status'] == 'WAIT_BUYER_CONFIRM_GOODS'){
$return_res['status'] = true;
}
return $return_res;
}
// 获取返回时的签名验证结果
function getSignVeryfy($para_temp) {
//除去待签名参数数组中的空值和签名参数
$para_filter = $this->paraFilter($para_temp);
//对待签名参数数组排序
$para_sort = $this->argSort($para_filter);
//把数组所有元素，按照“参数=参数值”的模式用“&”字符拼接成字符串
$prestr = $this->createLinkstring($para_sort);
$isSgin = false;
$isSgin = $this->md5Verify($prestr, $para_temp['sign'], $this->config['alipay_key']);
return $isSgin;
}
// 验证签名
function md5Verify($prestr, $sign, $key) {
$prestr = $prestr . $key;
$mysgin = md5($prestr);
if($mysgin == $sign) {
return true;
}
else {
return false;
}
}
// 把数组所有元素，按照“参数=参数值”的模式用“&”字符拼接成字符串
function createLinkstring($para) {
$arg = "";
while (list ($key, $val) = each ($para)) {
$arg.=$key."=".$val."&";
}
//去掉最后一个&字符
$arg = substr($arg,0,count($arg)-2);
//如果存在转义字符，那么去掉转义
if(get_magic_quotes_gpc()){$arg = stripslashes($arg);}
return $arg;
}
// 除去数组中的空值和签名参数
function paraFilter($para) {
$para_filter = array();
while (list ($key, $val) = each ($para)) {
if($key == "sign" || $key == "sign_type" || $val == "")continue;
else $para_filter[$key] = $para[$key];
}
return $para_filter;
}
// 对数组排序
function argSort($para) {
ksort($para);
reset($para);
return $para;
}
}
?>

复制代码

HTML模板：

<!DOCTYPE html PUBLIC "-//W3C//DTD XHTML 1.0 Transitional//EN" "http://www.w3.org/TR/xhtml1/DTD/xhtml1-transitional.dtd">
<html xmlns="http://www.w3.org/1999/xhtml">
<head>
<meta name="Generator" />
<meta http-equiv="X-UA-Compatible" content="IE=EmulateIE7" />
<meta http-equiv="Content-Type" content="text/html; charset=utf-8" />
<title>傲付宝-专业第三方支付接口申请开发</title>
<meta name="keywords" content="SEO关键词" />
<meta name="description" content="SEO描述" />
</head>
<body>
<div class="header">
<div class="wrap">
<div class="logo f_l">
<div class="link">
<a href="http://www.aopay.com.cn">第三方支付平台</a>
<a href="http://www.aopay.com.cn">聚合支付平台</a>
<a href="http://www.aopay.com.cn">扫码支付平台</a>
<a href="http://www.aopay.com.cn">二维码支付平台</a>
</div>
</div>
<ul class="main_nav f_l">
<li >
<span>
<a href="/" target="" title="首页">首页</a>
</span>
</li>
<li >
<span>
<a href="/deals" target="" title="音乐众筹">音乐众筹</a>
</span>
</li>
<li >
<span>
<a href="/seckill" target="" title="秒杀">秒杀</a>
</span>
</li>
<li >
<span>
<a href="/help-intro" target="" title="帮助中心">帮助中心</a>
</span>
</li>
<li style="position: relative;">
<span>
<a class="start_project_action" style="color: #f60;" href="/project-add" title="发起众筹">发起众筹</a>
</span>
<span>
<a class="start_project_action" style="color: #690;" href="/seckill-add" title="发起秒杀">发起秒杀</a>
</span>
</li>
</ul>
<div class="f_r">
<div class="login_tip">
<a href="#" id="mymessage">消息</a> |
<a href="#" id="mycenter" style="color: #5b8902;">Badri</a> |
<a href="/user-loginout" title="登出" id="user_login_out">登出</a>
<div id="mymessage_drop" style="position:absolute; display:none;">
<div class="drop_box">
<span><a href="/news-fav">关注动态</a></span>
<span><a href="/comment">查看评论</a></span>
<span><a href="/message">查看私信</a></span>
<span><a href="/notify">查看通知</a></span>
</div>
</div>
<div id="mycenter_drop" style="position:absolute; display:none;">
<div class="drop_box">
<span><a href="/home/id-7">我的主页</a></span>
<span><a href="/account">项目管理</a></span>
<span><a href="/project/act-add">发起项目</a></span>
<span><a href="/seckill/act-seckill_list">秒杀管理</a></span>
<span><a href="/seckill/act-add">发起秒杀</a></span>
<span><a href="/settings">个人设置</a></span>
</div>
</div>
</div>
<form action="/deals" method="get" id="header_search_form">
<div class="header_seach">
<input type="button" value="" class="seach_submit" id="header_submit" />
<input type="text" id="header_keyword" name="k" value="搜索你想要的..." class="seach_text">
<input type="hidden" name="redirect" value="1" />
</div>
</form>
</div>
</div>
</div>
<div class="blank"></div>
<div class="shadow_bg">
<div class="wrap white_box"">
<div class="page_title">
专为音乐人设计的便携式监听音箱iLoud <div class="support_price">
<font class="delivery_fee">
支持金额 ¥1990.00
邮费:¥15.00
</font>
应付总额 <span>¥2002.00</span> 元
</div>
</div>
<div class="switch_nav" style="height:1px;"></div>
<div class="blank"></div>
<div class="public_left">
<form class="pay_form" action="/kcart-kgo_pay" target="_blank" method="post">
<div class="form_row">
<div class="blank15"></div>
<label class="title">使用余额支付:</label>
<input type="text" class="textbox" value="0" name="credit" style="width:100px;" />
<label class="title" style="padding-left:10px;">可用余额：¥82,800.00</label>
<input type="hidden" name="max_credit" value="82800.0000" />
<input type="hidden" name="max_pay" value="2002.00" />
<div class="blank15"></div>
</div>
<div><style type='text/css'>.alibank_types{float:left; display:block; background:url(http://zc.changjianghu.com/system/payment/AlipayBank/banklogo.gif); font-size:0px; width:150px; height:10px; text-align:left; padding:15px 0px;}.bk_typeCMB{background-position:15px -444px; }.bk_typeICBCB2C{background-position:15px -404px; }.bk_typeCCB{background-position:15px -84px; }.bk_typeABC{background-position:15px -44px; }.bk_typeSPDB{background-position:15px -364px; }.bk_typeSDB{background-position:15px -324px; }.bk_typeCIB{background-position:15px -484px; }.bk_typeBJBANK{background-position:15px -610px; }.bk_typeCEBBANK{background-position:15px -124px; }.bk_typeCMBC{background-position:15px -164px; }.bk_typeCITIC{background-position:15px -284px; }.bk_typeGDB{background-position:15px -244px; }.bk_typeSPABANK{background-position:15px -903px; }.bk_typeBOCB2C{background-position:15px -939px; }.bk_typeCOMM{background-position:15px -204px; }.bk_typeICBCBTB{background-position:15px -782px; }.bk_typePSBC-DEBIT{background-position:15px -524px; }</style><script type='text/javascript'>function set_bank(bank_id){$("input[name='bank_id']").val(bank_id);}</script><label class='alibank_types bk_typeICBCB2C'><input type='radio' name='payment' value='24' rel='ICBCB2C' onclick='set_bank("ICBCB2C")' /></label><label class='alibank_types bk_typeCMB'><input type='radio' name='payment' value='24' rel='CMB' onclick='set_bank("CMB")' /></label><label class='alibank_types bk_typeCCB'><input type='radio' name='payment' value='24' rel='CCB' onclick='set_bank("CCB")' /></label><label class='alibank_types bk_typeABC'><input type='radio' name='payment' value='24' rel='ABC' onclick='set_bank("ABC")' /></label><label class='alibank_types bk_typeSPDB'><input type='radio' name='payment' value='24' rel='SPDB' onclick='set_bank("SPDB")' /></label><label class='alibank_types bk_typeSDB'><input type='radio' name='payment' value='24' rel='SDB' onclick='set_bank("SDB")' /></label><label class='alibank_types bk_typeCIB'><input type='radio' name='payment' value='24' rel='CIB' onclick='set_bank("CIB")' /></label><label class='alibank_types bk_typeBJBANK'><input type='radio' name='payment' value='24' rel='BJBANK' onclick='set_bank("BJBANK")' /></label><label class='alibank_types bk_typeCMBC'><input type='radio' name='payment' value='24' rel='CMBC' onclick='set_bank("CMBC")' /></label><label class='alibank_types bk_typeCITIC'><input type='radio' name='payment' value='24' rel='CITIC' onclick='set_bank("CITIC")' /></label><label class='alibank_types bk_typeGDB'><input type='radio' name='payment' value='24' rel='GDB' onclick='set_bank("GDB")' /></label><label class='alibank_types bk_typeSPABANK'><input type='radio' name='payment' value='24' rel='SPABANK' onclick='set_bank("SPABANK")' /></label><label class='alibank_types bk_typeBOCB2C'><input type='radio' name='payment' value='24' rel='BOCB2C' onclick='set_bank("BOCB2C")' /></label><label class='alibank_types bk_typeCOMM'><input type='radio' name='payment' value='24' rel='COMM' onclick='set_bank("COMM")' /></label><label class='alibank_types bk_typePSBC-DEBIT'><input type='radio' name='payment' value='24' rel='PSBC-DEBIT' onclick='set_bank("PSBC-DEBIT")' /></label><input type='hidden' name='bank_id' /><div class='blank'></div></div><div><div style='float:left;'><input type='radio' name='payment' value='25' /> 支付宝即时到帐支付：</div><div style='float:left; padding-left:10px;'><img src='http://zc.changjianghu.com/public/attachment/201406/20/13/53a3cb3a6be08.jpg' /></div><div style='float:left; padding-left:10px;'></div><div class='blank'></div></div>
<div class="blank"></div>
<div>
<div class="ui-button green" rel="green">
<div>
<span>确定，去付款</span>
</div>
</div>
<input type="hidden" id="back_url" value="/seckill-seckill_goods" />
<input type="hidden" value="" name="memo" />
<input type="hidden" value="65" name="id" />
<input type="hidden" value="14" name="consignee_id" />
<input type="hidden" value="1" name="ajax" />
<div class="blank15"></div>
</div>
</form>
</div>
<div class="public_right">
<div class="deal_item_box">
<div class="deal_content_box">
<div class="blank"></div>
<a href="/deal-show/id-15" class="deal_title" title="专为音乐人设计的便携式监听音箱iLoud">专为音乐人设计的便携式监听音箱iLoud</a>
<div class="blank"></div>
<a href="/home/id-61">百音堂</a>
</div>
<div class="deal_item_dash" style="position:relative;">
<div class="seckill_status"></div>
</div>
<div class="deal_content_box">
<div class="ui-progress">
<span style="width:90%;"></span>
</div>
<div class="blank"></div>
<div class="div3"><span class="num">90%</span><span class="til">剩余</span></div>
<div class="div3" style="text-align:center;"><span class="num" ><font>9</font>份</span><span class="til">剩余份数</span></div>
<div class="div3" style="text-align:right;"><span class="num" ><font>1990</font>元</span><span class="til">价格</span></div>
<div class="blank1"></div>
</div>
</div>
</div>
<div class="blank"></div>
</div>
</div>
<div class="blank"></div>
<div style="" id="share_window_bg" class="wap_bg"></div>
<div class="popup t_share" id="share_window" style="display:none">
<div class="tag_adfo dis_wap">
<div class="vip_link">
<dl>
<h3>来自唱江湖的信息：</h3>
<dd class="vip_link_btn" id="vip_link_btn"></dd>
</dl>
</div>
<div class="share">
<h4>您可以分享到：</h4>
<ul id="fenxiang">
<li class="share_qzone">
<a href="javascript:;" title="QQ空间" u="qzone" onclick="share_music('qzone',this);">QQ空间</a>
</li>
<li class="share_weibo">
<a href="javascript:;" title="新浪微博" u='sna' onclick="share_music('sna',this);">新浪微博</a>
</li>
<li class="share_qwei">
<a href="javascript:;" title="腾讯微博" u="wbo" onclick="share_music('wbo',this);">腾讯微博</a>
</li>
<li class="share_renren">
<a href="javascript:;" title="人人网" u="rr" onclick="share_music('rr',this);">人人网</a>
</li>
</ul>
</div>
<input type="hidden" id="share_title_items" value="" />
<div title="关闭" id="share_window_close" class="fancybox_item fancybox_close"></div>
</div>
</div><div id="gotop"></div>
<div class="blank"></div>
<div class="footer">
<div class="wrap">
<div class="help_row">
<a href="/faq" title="常见问题">常见问题</a>
| <a href="/help-term" title="服务条款">服务条款</a>
| <a href="/help-intro" title="帮助中心">帮助中心</a>
| <a href="/help-privacy" title="隐私策略">隐私策略</a>
| <a href="/help-about" title="关于我们">关于我们</a>
| <a href="/help-6" title="费用价格">费用价格</a>
</div>
<div class="license">
</div>
</p>
</div>
</div>
</div>